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Bottom Line: Allianz delivers extensive coverage options with multiple plan types in the Travel Insurance space. A solid pick if that matches what you need, though not necessarily the cheapest option out there.
Overview
Comprehensive travel insurance from global leader founded in 1890. Operating in over 70 countries with extensive coverage options, 24/7 travel assistance, and user-friendly claims process.
Allianz positions itself as providing services in international travel, medical coverage, trip cancellation, adventure activities, senior travelers, family coverage, business travel, pre-existing conditions, emergency evacuation, baggage protection.
On the plus side: extensive coverage options with multiple plan types, user-friendly claims process with online submission, 24/7 travel assistance for emergencies. The trade-offs? occasional delays in claims processing, complexity in understanding coverage details.
Key Features
- Medical Emergency, Lost Baggage, Trip Delays & More
- Annual, Single/Multi-Trip & Cruise Insurance Options
- Rental Cars, Theft & Cancel Anytime Coverage
- 24/7 Help For Any Travel Issue, Big or Small
- Medical Emergency, Lost Baggage, Trip Delays & More
- Annual, Single/Multi-Trip & Cruise Insurance Options
- Rental Cars, Theft & Cancel Anytime Coverage
Rates & Fees
On the cost side, here’s what to expect.
- Plans start at $50/year
- Fees: Low
Insurance pricing varies by coverage level, age, and location. Get a personalized quote to see your actual rates.
Who Is This For?
Allianz is geared toward those looking for global coverage. Particularly strong for anyone in the market for international travel, medical coverage, trip cancellation, adventure activities, senior travelers, family coverage, business travel, pre-existing conditions, emergency evacuation, baggage protection.
This might not be the best fit if occasional delays in claims processing is a dealbreaker for you.
Application Process
Apply through Allianz’s website or platform. Response times are typically 24 hours. Have your financial documents ready to speed up the process.
How Allianz Compares
In the travel insurance market, Allianz sits in the middle of the pack on pricing but differentiates on service and speed.
With a rating of 9.2/10, it ranks among the stronger options available.
Best For: Global Coverage
Response Time: 24 hours
