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Travel Insurance Best For: Extensive Coverage 24 hours
IMG logo

IMG

2 min read min read · Updated Mar 24, 2026
9.2 /10

At a Glance

APR Range $50/year
Loan Amount N/A
Fees Low

Score Breakdown

9.2 out of 10

Overall Score

Rates & Fees 8.8
Customer Service 9.4
Application Process 9.5
Loan Options 9.0
Transparency 9.3

Editor's Bottom Line

"Get a fast quote or choose from over a dozen plans. 15+ extensive insurance plans to choose from with coverage up to $8,000,000 for medical expenses."

Pros

  • Extensive coverage up to $8M medical
  • 15+ different plan options
  • Cancel for any reason coverage
  • Fast quote process
  • Comprehensive medical coverage

Cons

  • Higher premiums for extensive coverage
  • More complex plan selection
  • May be overkill for simple trips

How It Works

1

Apply Online

Complete the simple online application in just minutes.

2

Get Reviewed

Your application is reviewed and you receive a decision quickly.

3

Get Funded

Once approved, funds are deposited directly to your account.

Full Review

Advertiser Disclosure: TopMoneyHub may receive compensation from the companies featured on this page. This compensation may impact how and where products appear on this site (including the order in which they appear). TopMoneyHub does not include all companies or all offers available in the marketplace.

Last updated:

Bottom Line: IMG makes its case with extensive coverage up to $8m medical in Travel Insurance. Do your homework on fees and terms, but this one belongs on your shortlist.

Overview

Get a fast quote or choose from over a dozen plans. 15+ extensive insurance plans to choose from with coverage up to $8,000,000 for medical expenses.

IMG has carved out a niche in providing services in international travel, medical coverage, trip cancellation, adventure activities, senior travelers, family coverage, business travel, pre-existing conditions, emergency evacuation, baggage protection.

On the plus side: extensive coverage up to $8m medical, 15+ different plan options, cancel for any reason coverage. The trade-offs? higher premiums for extensive coverage, more complex plan selection.

Key Features

  • Get a fast quote or choose from over a dozen plans
  • 15+ extensive insurance plans to choose from
  • Covers up to $8,000,000 for medical expenses
  • 'Cancel for any reason' coverage available
  • ‘Cancel for any reason’ coverage available

Rates & Fees

The rate and fee structure looks like this.

  • Plans start at $50/year
  • Fees: Low

Insurance pricing varies by coverage level, age, and location. Get a personalized quote to see your actual rates.

Who Is This For?

IMG is geared toward those looking for extensive coverage. Particularly strong for anyone in the market for international travel, medical coverage, trip cancellation, adventure activities, senior travelers, family coverage, business travel, pre-existing conditions, emergency evacuation, baggage protection.

This might not be the best fit if higher premiums for extensive coverage is a dealbreaker for you.

Application Process

Apply through IMG’s website or platform. Response times are typically 24 hours. Have your financial documents ready to speed up the process.

How IMG Compares

IMG positions itself as a no-frills travel insurance option. What you lose in bells and whistles, you gain in simplicity and speed.

With a rating of 9.2/10, it ranks among the stronger options available.

Best For: Extensive Coverage

Response Time: 24 hours

Frequently Asked Questions

Credit requirements vary. Check IMG's website for current requirements.

IMG offers APR rates of $50/year. Your actual rate depends on creditworthiness and loan terms.

Typical response time is 24 hours. Actual funding may vary based on verification requirements.

IMG's fees: Low. Review their terms for complete fee details.

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