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Bottom Line: Pumpkin Pet Insurance makes its case with get 80% or 90% back on eligible bills in Pet Insurance. Do your homework on fees and terms, but this one belongs on your shortlist.
Overview
Pumpkin provides extensive pet insurance for dogs and cats with no upper age limit, comprehensive coverage including hereditary conditions, and optional preventive care add-on.
Pumpkin Pet Insurance has carved out a niche in providing services in senior pets, comprehensive coverage, multi-pet.
On the plus side: get 80% or 90% back on eligible bills, 98% vet approval rating in 2024*, pumpkinnow pays eligible vet bills directly. The trade-offs? higher monthly premiums, only covers cats and dogs.
Key Features
- Get 80% or 90% back on eligible bills
- 98% vet approval rating in 2024*
- PumpkinNow pays eligible vet bills directly
- Rated 4.5★ from 2,000+ Google reviews¹
Rates & Fees
The rate and fee structure looks like this.
- Plans start at $47/mo
- Fees: $0
Insurance pricing varies by coverage level, age, and location. Get a personalized quote to see your actual rates.
Who Is This For?
Pumpkin Pet Insurance is geared toward those looking for comprehensive coverage. Particularly strong for anyone in the market for senior pets, comprehensive coverage, multi-pet.
This might not be the best fit if higher monthly premiums is a dealbreaker for you.
Application Process
Apply through Pumpkin Pet Insurance’s website or platform. Response times are typically 24 hours. Have your financial documents ready to speed up the process.
How Pumpkin Pet Insurance Compares
Pumpkin Pet Insurance positions itself as a no-frills pet insurance option. What you lose in bells and whistles, you gain in simplicity and speed.
With a rating of 9.2/10, it ranks among the stronger options available.
Best For: Comprehensive coverage
Response Time: 24 hours
