Fetch

Last updated: March 24, 2026

Bottom Line: Fetch makes its case with fast claim processing in Pet Insurance. Do your homework on fees and terms, but this one belongs on your shortlist.

Overview

Fetch includes more coverage at no extra charge, pays back up to 90% of unexpected vet bills, and covers accidents, illnesses, diagnostics & treatment at any licensed vet.

Fetch operates as providing services in dogs, cats, fast claims.

On the plus side: fast claim processing, comprehensive coverage, high reimbursement rates. The trade-offs? may have waiting periods, coverage limits apply.

Key Features

• Includes more coverage at no extra charge
• Pays back up to 90% of unexpected vet bills
• Covers accidents, illnesses, diagnostics & treatment at any licensed vet
• Approved claims paid in as little as 2 days
• Covers accidents, illnesses, diagnostics & treatment at any licensed vet

Rates & Fees

The rate and fee structure looks like this.

• Plans start at $18/mo
• Fees: $0

Insurance pricing varies by coverage level, age, and location. Get a personalized quote to see your actual rates.

Who Is This For?

Fetch is geared toward those looking for comprehensive coverage. Particularly strong for anyone in the market for dogs, cats, fast claims.

This might not be the best fit if may have waiting periods is a dealbreaker for you.

Application Process

Apply through Fetch’s website or platform. Response times are typically 2 days. Have your financial documents ready to speed up the process.

How Fetch Compares

Fetch positions itself as a no-frills pet insurance option. What you lose in bells and whistles, you gain in simplicity and speed.

With a rating of 8.8/10, it ranks among the stronger options available.

Best For: Comprehensive coverage

Response Time: 2 days