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Pet Insurance Best For: Any age pets 24 hours
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Metlife

2 min read min read · Updated Mar 24, 2026
8.6 /10

At a Glance

APR Range $22/mo
Loan Amount N/A
Fees $0

Score Breakdown

8.6 out of 10

Overall Score

Rates & Fees 8.2
Customer Service 8.8
Application Process 8.9
Loan Options 8.4
Transparency 8.7

Editor's Bottom Line

"Metlife offers coverage for pets of any age and breed with reimbursement for up to 90% of vet costs and one of the shortest waiting periods for accident and illness coverage."

Pros

  • Coverage for any age pets
  • Quick quote process
  • Short waiting periods
  • High reimbursement rates

Cons

  • May have breed restrictions
  • Limited wellness coverage

How It Works

1

Apply Online

Complete the simple online application in just minutes.

2

Get Reviewed

Your application is reviewed and you receive a decision quickly.

3

Get Funded

Once approved, funds are deposited directly to your account.

Full Review

Advertiser Disclosure: TopMoneyHub may receive compensation from the companies featured on this page. This compensation may impact how and where products appear on this site (including the order in which they appear). TopMoneyHub does not include all companies or all offers available in the marketplace.

Last updated:

Bottom Line: Metlife delivers coverage for any age pets in the Pet Insurance space. A solid pick if that matches what you need, though not necessarily the cheapest option out there.

Overview

Metlife offers coverage for pets of any age and breed with reimbursement for up to 90% of vet costs and one of the shortest waiting periods for accident and illness coverage.

Metlife positions itself as providing services in senior pets, any age, dogs.

On the plus side: coverage for any age pets, quick quote process, short waiting periods. The trade-offs? may have breed restrictions, limited wellness coverage.

Key Features

  • Coverage for pets of any age and breed
  • Get a quote in 2 minutes or less
  • Reimbursement for up to 90% of vet costs
  • One of the shortest waiting periods for accident and illness coverage

Rates & Fees

On the cost side, here’s what to expect.

  • Plans start at $22/mo
  • Fees: $0

Insurance pricing varies by coverage level, age, and location. Get a personalized quote to see your actual rates.

Who Is This For?

Metlife is geared toward those looking for any age pets. Particularly strong for anyone in the market for senior pets, any age, dogs.

This might not be the best fit if may have breed restrictions is a dealbreaker for you.

Application Process

Apply through Metlife’s website or platform. Response times are typically 24 hours. Have your financial documents ready to speed up the process.

How Metlife Compares

In the pet insurance market, Metlife sits in the middle of the pack on pricing but differentiates on service and speed.

With a rating of 8.6/10, it ranks among the stronger options available.

Best For: Any age pets

Response Time: 24 hours

Frequently Asked Questions

Credit requirements vary. Check Metlife's website for current requirements.

Metlife offers APR rates of $22/mo. Your actual rate depends on creditworthiness and loan terms.

Typical response time is 24 hours. Actual funding may vary based on verification requirements.

Metlife's fees: $0. Review their terms for complete fee details.