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Home Insurance Best For: Policy Selection 24 hours
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SelectQuote

2 min read min read · Updated Mar 24, 2026
9.4 /10

At a Glance

APR Range $1,150/year
Loan Amount N/A
Min. Credit Score 620
Fees Low

Score Breakdown

9.4 out of 10

Overall Score

Rates & Fees 9.0
Customer Service 9.6
Application Process 9.7
Loan Options 9.2
Transparency 9.5

Editor's Bottom Line

"SelectQuote is America's #1 term life sales agency offering 10-30-year term policies with personalized quotes and flexible payment options."

Pros

  • Licensed agent support
  • Automatic savings finder
  • Multiple provider comparison
  • Excellent customer service

Cons

  • May have longer processing times
  • Limited online self-service

How It Works

1

Apply Online

Complete the simple online application in just minutes.

2

Get Reviewed

Your application is reviewed and you receive a decision quickly.

3

Get Funded

Once approved, funds are deposited directly to your account.

Full Review

Advertiser Disclosure: TopMoneyHub may receive compensation from the companies featured on this page. This compensation may impact how and where products appear on this site (including the order in which they appear). TopMoneyHub does not include all companies or all offers available in the marketplace.

Last updated:

Bottom Line: SelectQuote delivers licensed agent support in the Home Insurance space. A solid pick if that matches what you need, though not necessarily the cheapest option out there.

Overview

SelectQuote is America’s #1 term life sales agency offering 10-30-year term policies with personalized quotes and flexible payment options.

SelectQuote brings a focused approach to providing services in agent support, policy comparison, savings finder, multi-policy discounts, first-time homeowners, high-value homes, excellent customer service, fast claims processing, military families, regional coverage, innovative technology.

On the plus side: licensed agent support, automatic savings finder, multiple provider comparison. The trade-offs? may have longer processing times, limited online self-service.

Key Features

  • Save time and money by selecting a new policy
  • Compare policies from multiple providers
  • Automatically finds you ways to save
  • Excellent customer service from a licensed agent
  • America’s #1 term life sales agency
  • 10-30-year term policies
  • Personalized term life insurance quotes

Rates & Fees

On the cost side, here’s what to expect.

  • Plans start at $1,150/year
  • Fees: Low

Insurance pricing varies by coverage level, age, and location. Get a personalized quote to see your actual rates.

Who Is This For?

SelectQuote is geared toward those looking for policy selection. Particularly strong for anyone in the market for agent support, policy comparison, savings finder, multi-policy discounts, first-time homeowners, high-value homes, excellent customer service, fast claims processing, military families, regional coverage, innovative technology.

This might not be the best fit if may have longer processing times is a dealbreaker for you.

Application Process

Apply through SelectQuote’s website or platform. Response times are typically 24 hours. Have your financial documents ready to speed up the process.

How SelectQuote Compares

In the home insurance market, SelectQuote sits in the middle of the pack on pricing but differentiates on service and speed.

With a rating of 9.4/10, it ranks among the stronger options available.

Best For: Policy Selection

Response Time: 24 hours

Frequently Asked Questions

The minimum credit score requirement is 620. However, better scores may qualify for lower rates.

SelectQuote offers APR rates of $1,150/year. Your actual rate depends on creditworthiness and loan terms.

Typical response time is 24 hours. Actual funding may vary based on verification requirements.

SelectQuote's fees: Low. Review their terms for complete fee details.

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