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Bottom Line: Wells Fargo Autograph Journey℠ Card delivers generous welcome bonus of 60,000 points in the Credit Cards space. A solid pick if that matches what you need, though not necessarily the cheapest option out there.
Overview
The Wells Fargo Autograph Journey℠ credit card is a points-based travel card. You can earn one reward point for every dollar spent, with bonus points for purchases related to hotels, restaurants, airfares, and other travel expenses. It also offers coverage for various travel situations, including lost luggage and travel delays.
Wells Fargo Autograph Journey℠ Card brings a focused approach to providing services in travel rewards, hotel bookings, dining rewards, streaming services, accepting credit scores from 670 and up.
On the plus side: generous welcome bonus of 60,000 points, 5x points on hotels booked through wells fargo travel, 3x points on restaurants, travel, gas stations, transit, and popular streaming services. The trade-offs? $95 annual fee, foreign transaction fees.
Key Features
- 60,000 points
- 1x-5x
- $95
- 670-850 (Good to Excellent)
- 20.24%, 25.24%, or 29.24% Variable APR
Rates & Fees
On the cost side, here’s what to expect.
- APR range: 1x-5x
- Fees: $95
Your actual rate depends on credit score, loan amount, and term length. These numbers reflect advertised ranges — your offer may differ.
Who Is This For?
Wells Fargo Autograph Journey℠ Card is geared toward those looking for travel rewards. A minimum credit score of 670 makes this accessible to borrowers with fair credit or better. Particularly strong for anyone in the market for travel rewards, hotel bookings, dining rewards, streaming services.
This might not be the best fit if $95 annual fee is a dealbreaker for you.
Application Process
Apply through Wells Fargo Autograph Journey℠ Card’s website or platform. Response times are typically 7-10 business days. Have your financial documents ready to speed up the process.
How Wells Fargo Autograph Journey℠ Card Compares
In the credit cards market, Wells Fargo Autograph Journey℠ Card sits in the middle of the pack on pricing but differentiates on service and speed.
With a rating of 9/10, it ranks among the stronger options available.
Best For: Travel Rewards
Response Time: 7-10 business days
