Advertiser Disclosure: TopMoneyHub may receive compensation from the companies featured on this page. This compensation may impact how and where products appear on this site. TopMoneyHub does not include all companies or all offers available in the marketplace.

Life Insurance Best For: Instant online quotes Instant
Legal General America logo

Legal General America

1 min read min read · Updated Mar 24, 2026
9.8 /10

At a Glance

APR Range $7/mo
Loan Amount N/A
Min. Credit Score 650
Fees No fees

Score Breakdown

9.8 out of 10

Overall Score

Rates & Fees 9.4
Customer Service 10.0
Application Process 10.0
Loan Options 9.6
Transparency 9.9

Editor's Bottom Line

"Legal & General America offers instant online quotes with coverage starting from as little as $7 a month. Trusted by over 1,000,000 US customers with a 4 Star Trustpilot rating."

Pros

  • Instant online quotes
  • Very competitive pricing
  • Trusted by millions of customers
  • Excellent Trustpilot rating

Cons

  • Limited permanent life options
  • Basic customer service

How It Works

1

Apply Online

Complete the simple online application in just minutes.

2

Get Reviewed

Your application is reviewed and you receive a decision quickly.

3

Get Funded

Once approved, funds are deposited directly to your account.

Key Features

Get a free online quote instantly
Buy direct, from as little as $7 a month
Trusted by 1,000,000+ US customers
4 Star Trustpilot rating
Terms ranging from 10 to 40 years

Full Review

Advertiser Disclosure: TopMoneyHub may receive compensation from the companies featured on this page. This compensation may impact how and where products appear on this site (including the order in which they appear). TopMoneyHub does not include all companies or all offers available in the marketplace.

Last updated:

Legal & General America offers instant online quotes with coverage starting from as little as $7 a month. Trusted by over 1,000,000 US customers with a 4 Star Trustpilot rating.

Key Features

  • Get a free online quote instantly
  • Buy direct, from as little as $7 a month
  • Trusted by 1,000,000+ US customers
  • 4 Star Trustpilot rating
  • Terms ranging from 10 to 40 years

Best For: Instant online quotes

Response Time: Instant

Frequently Asked Questions

The minimum credit score requirement is 650. However, better scores may qualify for lower rates.

Legal General America offers APR rates of $7/mo. Your actual rate depends on creditworthiness and loan terms.

Typical response time is Instant. Actual funding may vary based on verification requirements.

Legal General America's fees: No fees. Review their terms for complete fee details.

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