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Bottom Line: BlueVine makes its case with fast cash for invoices in Business Loans. Do your homework on fees and terms, but this one belongs on your shortlist.
Overview
BlueVine offers fast cash for unpaid invoices with flexible terms and no monthly minimums.
BlueVine has carved out a niche in providing services in invoice factoring, invoice financing, b2b businesses, with loans ranging from $5,000 – $5,000,000, accepting credit scores from 600 and up.
On the plus side: fast cash for invoices, no monthly minimums, easy online application. The trade-offs? limited to b2b businesses, requires outstanding invoices.
Key Features
- Fast cash for unpaid invoices
- No monthly minimums
- Online dashboard
- Quick application process
Rates & Fees
The rate and fee structure looks like this.
- APR range: 4.8%
- Loan amounts: $5,000 – $5,000,000
- Fees: 0.25% – 1.5%
Your actual rate depends on credit score, loan amount, and term length. These numbers reflect advertised ranges — your offer may differ.
Who Is This For?
BlueVine is geared toward those looking for invoice factoring. A minimum credit score of 600 makes this accessible to borrowers with fair credit or better. Particularly strong for anyone in the market for invoice factoring, invoice financing, b2b businesses.
This might not be the best fit if limited to b2b businesses is a dealbreaker for you.
Application Process
Apply through BlueVine’s website or platform. Response times are typically 24 hours. Have your financial documents ready to speed up the process.
How BlueVine Compares
BlueVine positions itself as a no-frills business loans option. What you lose in bells and whistles, you gain in simplicity and speed.
With a rating of 9/10, it ranks among the stronger options available.
Best For: Invoice Factoring
Response Time: 24 hours
