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Bottom Line: Best Egg delivers fast funding in the Personal Loans space. A solid pick if that matches what you need, though not necessarily the cheapest option out there.
Overview
Best Egg offers personal loans with competitive rates and quick funding, typically providing funds in as little as one business day after approval.
Best Egg positions itself as providing services in debt consolidation, home improvement, major purchases, with loans ranging from $500 – $100,000, accepting credit scores from 350 and up.
On the plus side: fast funding, competitive rates, fair credit accepted. The trade-offs? has origination fee, limited loan terms.
Key Features
- Get funding in as little as 1 day
- APR: 6.99% – 35.99%
- Loan term: 36-60 months
- Credit Score: All credit scores welcome
Rates & Fees
On the cost side, here’s what to expect.
- APR range: 6.99%
- Loan amounts: $500 – $100,000
- Fees: Origination Fee
Your actual rate depends on credit score, loan amount, and term length. These numbers reflect advertised ranges — your offer may differ.
Who Is This For?
Best Egg is geared toward those looking for quick funding. Credit requirements start at 350, opening the door to a wider range of applicants. Particularly strong for anyone in the market for debt consolidation, home improvement, major purchases.
This might not be the best fit if has origination fee is a dealbreaker for you.
Application Process
Apply through Best Egg’s website or platform. Response times are typically 1 day. Have your financial documents ready to speed up the process.
How Best Egg Compares
In the personal loans market, Best Egg sits in the middle of the pack on pricing but differentiates on service and speed.
With a rating of 8.8/10, it ranks among the stronger options available.
Best For: Quick Funding
Response Time: 1 Day
