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Bottom Line: 1st Premier Lending delivers competitive rates in the Personal Loans space. A solid pick if that matches what you need, though not necessarily the cheapest option out there.
Overview
1st Premier Lending offers personal loans with competitive rates, particularly suited for home improvement projects.
1st Premier Lending brings a focused approach to providing services in home improvement, debt consolidation, with loans ranging from $500 – $100,000, accepting credit scores from 350 and up.
On the plus side: competitive rates, long loan terms, home improvement focus. The trade-offs? limited availability, fees vary.
Key Features
- Specialized in home improvement loans
- APR: 7.99% – 35.99%
- Loan term: 12-84 months
- Credit Score: All credit scores welcome
Rates & Fees
On the cost side, here’s what to expect.
- APR range: 7.99%
- Loan amounts: $500 – $100,000
- Fees: Varies
Your actual rate depends on credit score, loan amount, and term length. These numbers reflect advertised ranges — your offer may differ.
Who Is This For?
1st Premier Lending is geared toward those looking for home improvement. Credit requirements start at 350, opening the door to a wider range of applicants. Particularly strong for anyone in the market for home improvement, debt consolidation.
This might not be the best fit if limited availability is a dealbreaker for you.
Application Process
Apply through 1st Premier Lending’s website or platform. Response times are typically 1-3 days. Have your financial documents ready to speed up the process.
How 1st Premier Lending Compares
In the personal loans market, 1st Premier Lending sits in the middle of the pack on pricing but differentiates on service and speed.
With a rating of 8.2/10, it ranks among the stronger options available.
Best For: Home Improvement
Response Time: 1-3 Days
